Month: November 2017

Federal loans typically offer the best terms, but are often capped at relatively low amounts, said Adam S. Minsky, an attorney specializing in helping student loan borrowers. Private loans or Parent Plus loans have more strings attached. Private loans frequently have interest rates that are high and variable. They often require a parent to co-sign
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“If you make a transaction, the onus will be on you to report it,” said certified financial planner Samuel Boyd, senior vice president of Capital Asset Management Group in Washington, D.C. “Those transactions generate either short-term capital gains or losses or long-term capital gains or losses.” For many investments, individuals generally receive a Form 1099
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This summer, the Consumer Financial Protection Bureau issued a rule that would have banned banks, credit card issuers and other financial firms from including arbitration clauses in their customer agreements. But in late October, Senate Republicans voted to kill that rule before it took effect. Mandatory arbitration clauses are already prohibited in mortgage contracts, under
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Savers need to be strategic when using health savings accounts for retirement, according to Titus. Individuals who retire before age 65 when they are eligible for Medicare will have health care premiums to pay. That can be done through their health savings accounts, in addition to covering other health care expenses, Titus said. “You’re doing
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Black Friday 2017 deals are already getting started! If you’re planning to hit the stores Thanksgiving Day, Black Friday or over the weekend, consider Clark.com your personal shopping assistant. Are you ready to save more, spend less and avoid ripoffs? This is Team Clark’s Black Friday survival guide… RELATED: The best Black Friday deals so
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Mitchell Leff | Getty Images Graham Betchart has worked with Ben Simmons (pictured) of the Philadelphia 76ers as part of his work as a mental coach to top NBA players. NBA star Ben Simmons has some choice words for the NCAA. Born in Melbourne, Australia, Simmons came to the U.S. to play professional basketball but,
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T.J. Maxx doesn’t advertise doorbuster deals on Black Friday like the major department stores, but savvy shoppers know there’s never a bad day to search for bargains at off-price retailers. According to T.J. Maxx, all of its merchandise is priced up to 60% below department store regular prices every day. RELATED: The best days to shop between
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