Personal Finance

In the Global Impact Investing Network’s survey, investment professionals — i.e., fund managers, foundations, banks — reported that their social-impact investments have either met or exceeded their expectations for both impact (98 percent) and financial performance (91 percent). At Calvert Investments in Bethesda, Maryland, where impact investors hold $11.6 billion across 27 funds, the increased
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Ian Lanoff, a Washington, D.C.-based lawyer who advises state pension funds on their fiduciary responsibilities, said the divestment of pension funds in the tobacco industry 15 years ago had little impact. “I didn’t see any evidence that tobacco companies cared at all,” Lanoff said “I’ve heard investment experts say to my boards, other people will
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Gun owners generally will be covered for liability under their homeowners’ or renters’ insurance policies, according to Peter Kochenburger, deputy director of the Insurance Law Center at the University of Connecticut School of Law. “You’re covered for your negligence if you injure someone or if you damage property,” Kochenburger said. Those policies typically do not
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How to best store those funds, while still earning interest on those sums, can vary. MaxMyInterest works to connect your bank accounts together to find the best rates for your cash. The highest rate the company currently offers is around 1.61 percent, with online banks typically providing the highest rates, according to Halloran. MaxMyInterest does
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When it comes to using credit cards, it’s important to understand both the perks and the risks. Just like with debit cards, credit cards carry some hidden dangers that all consumers should be aware of in order to protect their financial future. When used responsibly, credit cards can be very beneficial for your long-term financial goals.
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Seemingly everyone is on edge about the Federal Reserve‘s next moves — with reason. Throughout the nearly nine-year bull market run, the Fed held rates near zero. But recent signs of rising inflation could push the central bank into hiking rates more aggressively, which will have far-reaching consequences for consumers. “Inflation is accelerating and may
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To bring “authority to your ask” for a raise, keep a record of everything you’ve contributed to the company, said She Negotiates’ Gates. For example, the human resources manager who doubled her salary came equipped to her meeting with Excel spreadsheets, which detailed all of the quantifiable differences she’d made at the company. Gates said
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