Personal Finance

When a company’s culture is healthy, these conversations should happen easily, Moravek says. But even in an unhealthy culture and with a difficult, poorly trained supervisor, it’s worth trying to develop the relationship. After a difficult moment at work, Moravek recommends taking these steps. Take a deep breath and remind yourself this is not personal.
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All are surmountable, the Statons say. It’s easier than ever to stay in touch with technology and apps such as FaceTime, Facebook Messenger, Skype and WhatsApp. Don’t sweat learning another language. “In many countries with established expat communities, English is so widely spoken that learning another language is optional,” Staton said. When you choose another
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The second bill, the Family Savings Act of 2018 (H.R. 6757), includes changes to retirement and education accounts and creates a new tax-deferred savings account. For starters, the measure would remove the age limit on individual retirement account contributions. Currently, IRA owners cannot make additional contributions beginning in the year they turn 70½. Roth IRAs,
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Americans can calculate if they are lower, middle or upper class by using Pew Research Center’s updated calculator. The interactive asks for state, metropolitan area, household income before taxes and number of people within a household to determine people’s “income tier.” Pew uses government data as recent as 2016 to calculate results. A couple with
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Among the other points you should know: under public service loan forgiveness, your debt is forgiven tax-free. Your private loans can’t be forgiven; only federal loans qualify for public service loan forgiveness. Kantrowitz said some people assume they’ll qualify for forgiveness after 10 years of payments. However, it’s not about how long you’ve been paying
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